Financing Available 

A new way to pay over time at Beach for Dogs

Pay with Square

Pay with Sweet Pay

Frequently Asked Questions

Square FAQ

What is Square Installments?

We’re here to help you get more flexibility when you buy from the stores you love. Square Installments is brought to you through Square Capital, a subsidiary of Square. You know Square as the little white credit card reader that plugs into a smartphone so your favorite food truck or boutique can accept payments on the go. Square is used by millions of small and large businesses across the U.S.

You’ll be applying for your monthly plan directly through Square Installments. You’ll also repay your plan through the Installments dashboard.

Can I make early payments?

Absolutely. We do not charge any fees for early payments. You can make a partial or full prepayment at any time, at no additional cost.

Will this affect my credit score?

When you apply for Square Installments, we perform a soft credit check to verify your identity and determine if you are eligible. This soft credit check will not affect your credit score. If you meet this criteria and continue with the application process, then your Experian credit report will include an inquiry from Square Capital, which could affect your credit score.

We will let you know about these different steps as you go through the Square Installments experience.

Are there late fees?

You will never be charged a fee for a late payment. However, we do calculate interest based on your principal balance (how much of the original loan is left to pay off). So, if your payment is late and there is past due principal, interest will be charged against that larger amount.

Your interest rate will never change throughout the loan. And, unlike a credit card, we will never charge compound interest (i.e. interest charged on interest). Interest is only charged on the amount that you originally financed.

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Sweet Pay FAQ

Is SweetPay a Lender?

No. SweetPay is a platform that matches personal finance lenders with applicants. SweetPay lending affiliates process and decide whether to loan money to SweetPay applicants.

What is SweetPay?

SweetPay is a company built by experienced professionals with years of experience in the consumer finance and technology industry. SweetPay brings consumers, merchants, and financial institutions together to help consumers buy the large ticket products they want and need.

Does using SweetPay affect my credit score?

To apply with SweetPay lending affiliates through the SweetPay portal, your credit report is not pulled and your credit score is not affected. If and when SweetPay lending affiliates make a financing offer to you and should you accept such offer, that lending affiliate will then pull your credit report to process a loan.

What type of credit score do I need to be approved?

SweetPay has multiple lender affiliates that approve a fairly wide range of credit scores, from prime to subprime.  While your credit score is an important factor for SweetPay lender affiliates when evaluating your credit application, they look at more than just your score to render a credit decision.

How will I know if I'm approved or declined?

When you submit an application through SweetPay, SweetPay submits your data to our lending affiliates real-time. Within seconds you will know whether one of our lending affiliates approved financing offer(s) for you or not. You will also receive an email notification with the result of our lender affiliates.d.

If I received a financing offer, do I have to accept it?

No. You do not have to accept the offer and can simply cancel the loan process.

Does SweetPay store my personal information?

SweetPay stores some of your personal information but not your social security number! Your SSN is sent to our lending affiliates for your credit evaluation and never stored in our database. For more information, please refer to our Privacy Policy.

If I'm approved, how and when do I get my money?

Should you accept the offer, the lending affiliate who approved you will work directly with you to finalize the loan document and then deposit the funds via ACH directly into your designated account. This is usually done within 24 hours, so you can make arrangements to use your financing at one of SweetPay’s member stores.

Who do I contact if I have questions about SweetPay?

SweetPay can be reached by phone at (434)422-4699 or by email – info@sweetwaypay.com.

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